Cross-border payments for banks, credit unions and global businesses
3 Degrees helps banking platforms, banks, credit unions, and finance teams offer faster, more competitive international payments.
Choose your path
The most powerful FX payments platform tailored to your needs
The most powerful FX payments platform tailored to your needs
One platform delivering the future of global payments.
One platform delivering the future of global payments.
Digital and core banking providers
Digital and core banking providers
Add cross-border payments to your platform without building the payment network yourself.
Give your clients a modern international payments capability, with flexibility to support existing and new payment partners.
Add cross-border payments to your platform without building the payment network yourself.
Give your clients a modern international payments capability, with flexibility to support existing and new payment partners.
Banks and credit unions
Banks and credit unions
Offer better international payments to business and consumers. Create new fee revenue opportunities, improve the customer experience, support deposit relationships, and manage international payments with stronger operational control.
Offer better international payments to business and consumers. Create new fee revenue opportunities, improve the customer experience, support deposit relationships, and manage international payments with stronger operational control.
Global Businesses
Global Businesses
Compare FX and payment options before you send. Give finance, treasury, and AP teams a clearer way to evaluate international payment options by rate, fee or speed.
Compare FX and payment options before you send. Give finance, treasury, and AP teams a clearer way to evaluate international payment options by rate, fee or speed.
FX and payment providers
FX and payment providers
Reach thousands of financial institutions through one partnership. Partner with 3 Degrees to make your licensed payment capabilities available through global banking platforms, banks, and credit unions.
Reach thousands of financial institutions through one partnership. Partner with 3 Degrees to make your licensed payment capabilities available through global banking platforms, banks, and credit unions.
The problem today
Cross-border payments lack a single access point that can deliver a modern experience
Better international payments are possible but siloed and disconnected
Digital & Core Banking Providers
Cross-border payments are too complex for a one-size-fits-all approach. Give your clients a modern experience that supports different use cases, payment partners and operating models.
Digital & Core Banking Providers
Cross-border payments are too complex for a one-size-fits-all approach. Give your clients a modern experience that supports different use cases, payment partners and operating models.
Banks & Credit Unions
When international payments are difficult, customers find easier alternatives elsewhere. Keep more of that activity, relationship, and deposit opportunity inside the institution.
Banks & Credit Unions
When international payments are difficult, customers find easier alternatives elsewhere. Keep more of that activity, relationship, and deposit opportunity inside the institution.
Importers & Global Businesses
Your finance and AP teams need to compare FX and payment options, but rates and feesare spread across separate platforms. That limits visibility, and creates unnecessary operational complexity.
Importers & Global Businesses
Your finance and AP teams need to compare FX and payment options, but rates and feesare spread across separate platforms. That limits visibility, and creates unnecessary operational complexity.
FX & Payment Providers
Licensed payment providers want broader financial institution distribution, but reaching banks, credit unions, and banking platforms often requires long sales cycles and one-off implementation work.
FX & Payment Providers
Licensed payment providers want broader financial institution distribution, but reaching banks, credit unions, and banking platforms often requires long sales cycles and one-off implementation work.
Key Features
Why Leading Financial Institutions, Banking Platforms & Enterprises Choose Us
The 3 Degrees platform is designed to let you run, grow and expand your business confidently
Natively integrated into your existing stack
Natively integrated into your existing stack
Launch cross-border payments inside your existing banking, treasury, or finance workflows. 3 Degrees is designed to work with core systems, digital banking platforms, portals, and operational tools.
Launch cross-border payments inside your existing banking, treasury, or finance workflows. 3 Degrees is designed to work with core systems, digital banking platforms, portals, and operational tools.
Work with existing partners and compare options in real time
Keep using trusted payment partners, correspondents, or FX providers while adding the ability to compare available options by rate, fee, speed, payout method, and coverage. Give teams more choice for cross boder payments.
Work with existing partners and compare options in real time
Keep using trusted payment partners, correspondents, or FX providers while adding the ability to compare available options by rate, fee, speed, payout method, and coverage. Give teams more choice for cross boder payments.
Test new payment methods with less complexity
Explore emerging payment methods like stablecoinsthrough a controlled technology layer. Banks can evaluate new options without overcommitting, while corporates can test faster or more cost-effective ways to move money internationally.
Test new payment methods with less complexity
Explore emerging payment methods like stablecoinsthrough a controlled technology layer. Banks can evaluate new options without overcommitting, while corporates can test faster or more cost-effective ways to move money internationally.
Ready to Accelerte Your Global Payments?
See how leading fintechs and enterprises are reducing costs, unlocking new revenue streams, and future-proofing their payments infrastructure with us.
Ready to Accelerte Your Global Payments?
See how leading fintechs and enterprises are reducing costs, unlocking new revenue streams, and future-proofing their payments infrastructure with us.
Ready to Accelerte Your Global Payments?
See how leading fintechs and enterprises are reducing costs, unlocking new revenue streams, and future-proofing their payments infrastructure with us.